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Epsilon Financial Group, Inc

By Knut Rostad on March 25, 2017

Epsilon Financial

Epsilon Financial Group, Inc

Mark Sievers, President
2801 Waterman Blvd, Suite 250
Fairfield, CA 94534


707-428-5500
[email protected]
epsilonfg.com

Other Locations

1001 Second St. #285 Napa, CA 94558
613 First St. # 215 Brentwood, CA 94513

Services

Epsilon Financial Group will work with clients remotely. Epsilon offers comprehensive wealth management, investment management, and financial planning. There are digital platform (robo) services available.

Compensation methods accepted
Assets Under Management (AUM)
Hourly
Fixed fee based on assets or financial circumstances.

Required education for senior advisors in the firm
Advanced education in Finance or a related area
CFP® (Certified Financial Planners)
Specialty in divorce and/or mediation matters as well as fiduciary matters for trustees.

Link to SEC/state registration:
https://adviserinfo.sec.gov/IAPD/content/ViewForm/crd_iapd_stream_pdf.aspx?ORG_PK=111990

Mark Sievers
Epsilon Financial Group

I started an RIA firm to provide useful objective services to clients. Our goal is, “to help clients make sound financial decisions”. This is not possible in the broker-dealer arena because the emphasis is on sales and revenues, usually commissions. In the broker-dealer arena, the level of training and understanding, whether academic degrees or professional credentials, is limited, often embarrassingly so. Clients need competent advisors just as they need competent medical doctors. An RIA firm provides the latitude so the advisor can actually do provide such services.

Every human interaction would benefit by both sides understanding the relationship and the conflicts of interest which influence decisions. Full disclosure is sure better than guessing and wondering.

The role of the broker is to develop and distribute financial products. The role of the fiduciary is to advise in the best interest of the client. An apt analogy is the difference between pharmaceutical companies and medical doctors. Drug companies make and sell drugs but cannot diagnose and give medical advice. Doctors have the training and the obligation to work in the best interest of their patients. Doctors cannot manufacture and sell the drugs which they may prescribe. The patient should use the doctor for medical advice and use the pharmaceuticals for the treatment.

Clients will have peace of mind and confidence in the decision if they believe that the advisor is concerned with the client’s pocketbook and not their own. A sound financial decision is based on information, competent analysis and objective recommendations. A fiduciary has the duty to act in the best interest of the client, a role which requires care, competence and objective recommendations.

Dan Moisand

 

Dan Moisand is a nationally recognized fiduciary fee-only financial planner, an Institute Real Fiduciary™ Advisor and Chair-elect of the CFP Board.

The Institute has enshrined the ‘Moisand Rule’ on fiduciary practices. It is basic and is more important today than ever: “You have to avoid conflicts. If I avoid a conflict, I don’t worry about it.”

Watch the video of Moisand speaking here.

Bob Veres

 

Bob Veres is a long term observer of financial planning. His Newsletter, “Inside information” Is a staple of leading planners. In the May edition he writes about fiduciary and the Institute.

"But a much bigger point is that the fiduciary standard—as Knut Rostad of the Institute for the Fiduciary Standard has pointed out—has been determined by the Supreme Court (1963 ruling) to be at the very heart of the Investment Advisers Act of 1940. It is the foundation of what it means to be an RIA registered with the SEC instead of a tipster or a tout."

- Bob Veres, Parting Thoughts ... The SEC's Own Compliance Culture

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