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The Institute for the Fiduciary Standard

A resource site for investors, brokers, academics and the media.


Building a fiduciary culture of honesty, integrity, and expertise.

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Knut Rostad

Hightower Advisors: The New Face of Fiduciary?

By Knut Rostad on September 24, 2012

By Knut Rostad Avoiding or managing conflicts of interest is, arguably, the center piece of a fiduciary’s responsibility and the glue in an advisor/client relationship of trust and confidence. At least this is what one might surmise from the investment professionals who advised Congress as it crafted the Advisers Act of 1940, or the Supreme […]

Report from Knut Rostad on the September 11 meeting.

By Knut Rostad on September 19, 2012

On Tuesday September 11, Vanguard Founder Jack Bogle and Boston University scholar Tamar Frankel, representing the signatories of the Fiduciary Declaration, met with SEC Chairman Mary Schapiro. In the meeting Chairman Schapiro was presented with the Fiduciary Declaration and Bogle and Frankel addressed their concerns. The twelve signatories of the Fiduciary Declaration, along with Bogle […]

John C. Bogle and Paul Volcker Among Financial Industry Leaders Signed on to The Fiduciary Declaration; Urge SEC, DOL and Congress To Apply the Fiduciary Standard To All Advisors, Brokers Fiduciary Declaration

By Knut Rostad on August 22, 2012

Unveiling for SEC Chairman Schapiro on September 11   WASHINGTON – A “Fiduciary Declaration” signed by twelve highly respected leaders in the financial services industry urges Congress, the Securities and Exchange Commission and Department of Labor to heighten and extend protections to investors receiving investment advice. The “Fiduciary Declaration,” will be unveiled and discussed with […]

Clear Advice from Jack Bogle

By Knut Rostad on July 27, 2012

John C. Bogle

Vanguard Group founder Jack Bogle has always been a proponent of reliable, long-term investing over short-term speculation. Over the years, Bogle has expressed numerous opinions on a multitude of issues about the changes in the financial industry that need to take place to give investors a fair shake. This week, in a wide-ranging interview with […]

On Dodd-Frank’s 2nd Birthday, Should Investors Celebrate?

By Knut Rostad on July 21, 2012

This article by Knut Rostad, president of the Institute for the Fiduciary Standard, was recently published in AdvisorOne. An excerpt is below, and the full article is at AdvisorOne.com If the Dodd-Frank Act, passed two years ago, on July 21, 2010, was meant to send a jolt of increased responsibility through the financial services industry, recent […]

The Times Editorial, Fiduciary Duty and the Levitt Rule

By Knut Rostad on July 11, 2012

Former SEC Chairman Arthur Levitt

This article by Knut Rostad, president of the Institute for the Fiduciary Standard, was recently published in AdvisorOne. An excerpt is below, and the full article is at AdvisorOne.com The New York Times editorial, “Want to Buy a Mutual Fund?” aptly chose the nation’s 236th birthday on July 4 to underscore the vital role of […]

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Dan Moisand

 

Dan Moisand is a nationally recognized fiduciary fee-only financial planner, an Institute Real Fiduciary™ Advisor and Chair-elect of the CFP Board.

The Institute has enshrined the ‘Moisand Rule’ on fiduciary practices. It is basic and is more important today than ever: “You have to avoid conflicts. If I avoid a conflict, I don’t worry about it.”

Watch the video of Moisand speaking here.

Bob Veres

 

Bob Veres is a long term observer of financial planning. His Newsletter, “Inside information” Is a staple of leading planners. In the May edition he writes about fiduciary and the Institute.

"But a much bigger point is that the fiduciary standard—as Knut Rostad of the Institute for the Fiduciary Standard has pointed out—has been determined by the Supreme Court (1963 ruling) to be at the very heart of the Investment Advisers Act of 1940. It is the foundation of what it means to be an RIA registered with the SEC instead of a tipster or a tout."

- Bob Veres, Parting Thoughts ... The SEC's Own Compliance Culture

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