The Institute for the Fiduciary Standard

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Building a fiduciary culture of honesty, integrity, and expertise.

Best Practices

5 hot spots on your Form ADV that reveal conflicts

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Originally published on Financial Planning By Ann Marsh, 19 September 2016 Hey, RIAs, is your Form ADV conflict-free? Probably not. Only 18% of RIAs refrain from five crucial conflicts of interest, the Institute for the Fiduciary Standard found in its recent study of these complex, two-part public filings. While most investment advice contains inherent conflicts […]

Advisors Urged To Commit To Code Of Conduct

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Originally published in Financial Advisor Magazine By Greg Bresinger, 19 September 2016 The advisory industry has “a cloud over it.” There’s also a lot of “terrible advice” that serves the needs of firms, not individual clients, who often aren’t aware of how they are hurt. Those were some of the comments of advisory industry critics […]

Dan Moisand

 

Dan Moisand is a nationally recognized fiduciary fee-only financial planner, an Institute Real Fiduciary™ Advisor and Chair-elect of the CFP Board.

The Institute has enshrined the ‘Moisand Rule’ on fiduciary practices. It is basic and is more important today than ever: “You have to avoid conflicts. If I avoid a conflict, I don’t worry about it.”

Watch the video of Moisand speaking here.

Bob Veres

 

Bob Veres is a long term observer of financial planning. His Newsletter, “Inside information” Is a staple of leading planners. In the May edition he writes about fiduciary and the Institute.

"But a much bigger point is that the fiduciary standard—as Knut Rostad of the Institute for the Fiduciary Standard has pointed out—has been determined by the Supreme Court (1963 ruling) to be at the very heart of the Investment Advisers Act of 1940. It is the foundation of what it means to be an RIA registered with the SEC instead of a tipster or a tout."

- Bob Veres, Parting Thoughts ... The SEC's Own Compliance Culture