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The Institute for the Fiduciary Standard

A resource site for investors, brokers, academics and the media.


Building a fiduciary culture of honesty, integrity, and expertise.

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Blog

In DOL/Post-DOL Fiduciary World, RIAs Need to Re-Differentiate

By Knut Rostad on December 1, 2016

bettingerclarkschwabimpact2016-credit-schwab

Tens of thousands of new fiduciary brokers will soon fly the fiduciary flag, as Merrill tells the country that the thundering herd will give all its customers – retirement and nonretirement accounts alike – ‘best interest’ treatment.

The October Surprise and Campaign for BICE

By Knut Rostad on November 5, 2016

DOL Secretary Perez

Will brokerage firms stick with commissions and service retirement accounts through the best interest contract exemption (BICE) or abandon commissions and offer “fee-based” retirement accounts?

Fiduciary September 2016: The Rise of Consumerism

By Knut Rostad on September 8, 2016

Fiduciary September 2016 seeks to address the picture of persistent investor doubts – in an otherwise upbeat new world of 2016, where emerging market dynamics raise investor expectations and awareness and effectively establish a higher investor standard.

Does Banking Deserve its Bronze Medal from Wall Street?

By Knut Rostad on August 18, 2016

“Americans are more invested in the resilient private economy than in their public leaders.”

Celebrate July 4—and Speak Out for Fiduciaries

By Knut Rostad on June 30, 2016

    Originally published on ThinkAdvisor.com, June 29, 2016 By Knut A. Rostad Celebrating Independence on July 4th? Enjoy the Barbecue – And Vow to Speak out for Fiduciaries

DOL’s Fiduciary Rule Grandfather Clause Does Not Protect Investors

By Knut Rostad on May 1, 2016

President Obama

April 19, 2016, Interview with Knut Rostad by Christopher Carosa, CTFA, Fiduciarynews.com

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Dan Moisand

 

Dan Moisand is a nationally recognized fiduciary fee-only financial planner, an Institute Real Fiduciary™ Advisor and Chair-elect of the CFP Board.

The Institute has enshrined the ‘Moisand Rule’ on fiduciary practices. It is basic and is more important today than ever: “You have to avoid conflicts. If I avoid a conflict, I don’t worry about it.”

Watch the video of Moisand speaking here.

Bob Veres

 

Bob Veres is a long term observer of financial planning. His Newsletter, “Inside information” Is a staple of leading planners. In the May edition he writes about fiduciary and the Institute.

"But a much bigger point is that the fiduciary standard—as Knut Rostad of the Institute for the Fiduciary Standard has pointed out—has been determined by the Supreme Court (1963 ruling) to be at the very heart of the Investment Advisers Act of 1940. It is the foundation of what it means to be an RIA registered with the SEC instead of a tipster or a tout."

- Bob Veres, Parting Thoughts ... The SEC's Own Compliance Culture

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