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The Institute for the Fiduciary Standard

A resource site for investors, brokers, academics and the media.


Building a fiduciary culture of honesty, integrity, and expertise.

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Knut's Views

Fiduciary Advice: Where Do We Go From Here?

By Knut Rostad on October 5, 2020

View of Wall Street. Photo credit: Chris Li on Unsplash

An historic realignment of fiduciary advice has snuffed out 40 Act principles. The realignment reveals a path of destruction – to the law, language and logic.

Mourning the Passing of the 40 Act

By Knut Rostad on September 2, 2020

The 40 Act has been effectively repealed. But its passing has gone unnoticed. In the long shadow of the market crash and severe depression, the 40 Act was the equivalent of investors’ civil rights legislation.

WEALTH TALK America: Focus On Regulation Best Interest

By Knut Rostad on August 4, 2020

Knut speaks with Tom Burroughes with Family Wealth Report about what Reg BI means for the financial industry landscape.

Petition against ‘regulation by enforcement’ is a stunning case of industry disdain for rule of law

By Knut Rostad on July 16, 2020

The trade groups’ petition focuses attention on the particulars of a disclosure when a recommendation entails a conflict of interest.

SEC and CFP Board Standards Reject Common Sense

By Knut Rostad on June 15, 2020

CFP Board Logo

The SEC and CFP Boards standards are a giant leap backwards. They violate commonsense and will further distance investors.

Can Industry Groups Handle the Truth?

By Knut Rostad on May 5, 2020

Image of SEC Decisions & Reports Library - Via Pixabay

Industry groups are petitioning the SEC for a new rule that allows them to circumvent their fiduciary duty. Why?

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Dan Moisand

 

Dan Moisand is a nationally recognized fiduciary fee-only financial planner, an Institute Real Fiduciary™ Advisor and Chair-elect of the CFP Board.

The Institute has enshrined the ‘Moisand Rule’ on fiduciary practices. It is basic and is more important today than ever: “You have to avoid conflicts. If I avoid a conflict, I don’t worry about it.”

Watch the video of Moisand speaking here.

Bob Veres

 

Bob Veres is a long term observer of financial planning. His Newsletter, “Inside information” Is a staple of leading planners. In the May edition he writes about fiduciary and the Institute.

"But a much bigger point is that the fiduciary standard—as Knut Rostad of the Institute for the Fiduciary Standard has pointed out—has been determined by the Supreme Court (1963 ruling) to be at the very heart of the Investment Advisers Act of 1940. It is the foundation of what it means to be an RIA registered with the SEC instead of a tipster or a tout."

- Bob Veres, Parting Thoughts ... The SEC's Own Compliance Culture

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